Protecting assets while planning for long-term care.
The cost of long-term care can quickly deplete a lifetime of savings. Medicaid planning helps individuals and families prepare for future care needs while preserving assets, maintaining dignity, and reducing unnecessary financial strain on loved ones.
At Mathews Law, we provide thoughtful, lawful Medicaid planning tailored to your goals, timeline, and family situation.
What Is Medicaid Planning?
Medicaid planning involves structuring assets and income in compliance with Medicaid rules so that an individual may qualify for benefits to help pay for long-term care, such as nursing home or in-home care.
Proper planning can:
- Preserve assets for a spouse or family
- Avoid unnecessary spend-down
- Protect the family home when possible
- Create clarity during a stressful time
Because Medicaid rules are complex and constantly changing, planning must be done carefully to avoid delays, penalties, or loss of eligibility.
Thoughtful Planning Starts with Analysis
We begin every Medicaid planning matter with a detailed evaluation of your finances, care needs, and timing. This allows us to identify realistic options, avoid costly mistakes, and design a compliant strategy that aligns with your goals before any action is taken.
Proactive and Crisis Planning
We assist clients with both advance Medicaid planning and crisis planning, depending on where they are in the process.
Advance Planning
When planning is done early, there are more options available. Advance planning may include:
- Medicaid-compliant trusts
- Asset restructuring strategies
- Planning for the well spouse
- Coordination with estate planning documents
Crisis Planning
If care is needed now or soon, we help evaluate available options and guide families through next steps while minimizing disruption and stress.
Medicaid Planning Services We Offer
Our Medicaid planning services may include:
- Evaluation of Medicaid eligibility
- Creation of Medicaid-compliant trusts
- Guidance on asset transfers and timing rules
- Planning for the community spouse
- Coordination with estate and trust planning
- Assistance navigating the Medicaid application process
All recommendations are designed to be lawful, ethical, and practical.
Who Can Benefit from Medicaid Planning?
Medicaid planning may be appropriate for:
- Individuals concerned about future long-term care costs
- Married couples seeking to protect the healthy spouse
- Families caring for aging parents
- Clients who want to preserve assets for children or other beneficiaries
Each situation is unique, and planning is always tailored accordingly.
Why Choose Mathews Law?
- Strategic, Law-Compliant Planning – No shortcuts or risky tactics
- Clear Guidance – Complex rules explained in plain English
- Integrated Approach – Medicaid planning coordinated with your estate plan
- Compassionate Support – Sensitive guidance during difficult decisions
- Boutique Service Model – Personalized, attorney-led representation
Start the Conversation
If you are concerned about long-term care costs or want to explore Medicaid planning options, we’re here to help.
Schedule a consultation to discuss your situation and develop a plan that protects both your care and your legacy.